How to Upload Ccc Estimates for Nationwide Insurance
They say a picture is worth a thousand words, but a picture can be worth a thousand dollars.
Taking the right photos the first time saves you the Large headache of having to return multiple times to projects in progress. Information technology also prevents delays in depreciation being released on the back stop of the chore.
Accept a expect at the three most costly mistakes that contractors make when taking insurance photos and submitting them to the adjuster.
Fault #ane: Not Taking Enough Photos
Adjusters require visual proof of impairment – they need to be able to paint a full film of the telescopic and extent of the damage. Using photos makes your life easier when showing an adjuster what has been missed on their initial study.
Providing photos with your supplement guess will help avoid many fourth dimension-consuming arguments equally to why labor and materials should be paid.
EXCITING NEWS: if you are writing your supplement estimates in Xactimate®, photos tin can be added at the end of the report! This can relieve you from having to transport multiple emails to the insurance company (and avoid the time and hassle of photos being rejected past their servers.)
Fault #ii: Not Showing the Large Pic
Adjusters not just require visual proof of damage, they require context every bit to where the damage was located, how large of an area was affected, and a count of materials such as window screens, etc.
A good photo provides the adjuster with all of the information they need to quickly approve your supplement items as they can easily see location on the property and the impairment to the fabric.
Accept the examples below – two photos below of the same projection:
This photo does non provide enough context for the adjuster to answer these questions:
- Where is bodily impairment on the downspout?
- What is the length of the the downspout – Is this building 2 stories, or 4 stories
- What elevation is this downspout located at in the event there is a re-audit?
Photo documentation similar this will likely result in delays or outright deprival of the fabric detail you lot are working hard to go paid.
All the same, a good pic similar the ane beneath volition save you time and money, and prove that in that location are boosted items beyond downspout repair:
This photograph proves that:
- The downspout reaches the second story
- A 2‑story high charge is necessary
- A cornice return strip exists and must be deemed for
- Ladders west/jacks and extra labor is warranted to repair the cornice return strip surface area
- As this is a multi-family dwelling, line items for additional caution/safety items and labor for ready-upwardly and take-down should exist paid
Without the context photograph of the front elevation of this building, it would be an uphill boxing with the adjuster to get the downspout paid for. And, the context photo just caught some $$ that would take been left on the table had y'all not proved 2 stories, cornice returns and the HOA situation.
Yes, I hear ya, the adjuster may accept a similar photo on file, but by providing a good photo and editing information technology in CompanyCam, yous are able to show exactly what should be paid.
Mistake #3: Attaching likewise many photos with your estimate
I have institute that submitting too many photos tends to arouse the adjuster as they feel as though they have to sort through the 158 photos you simply shipped over.
Adjusters are people with a job to do, just like us, and unremarkably have multiple claims crossing their desk-bound. Throwing a wrench in the system by asking them to review 158 photos volition likely slow down the review of your supplement estimate and create an unhappy adjuster.
Submitting only the photos that provide relevant documentation of the line items yous are request for will create good rapport with the adjuster and help create a seamless negotiation process, resulting in less stress and more $$ in your hand at the finish of the procedure.
Start changing your photo methods today and you volition run across results! You'll be surprised how cracking photos can earn a big payout and brand the negotiation process go smoothly with the adjuster.
Bonus Tips
#one: Systematize the photo-taking process
Creating a system of taking photos is the best way to ensure money is not being left on the table. The photos should be taken in the same club every fourth dimension – establish a routine, don't reinvent the wheel!
#2: Use CompanyCam to ship Reports to Insurance Adjustors
Want a clean, easy way to share project photos with context? CompanyCam has you covered in How to Create a Photo Study.
See what's new for Xactimate
About the Author: At XM8 Mastery, nosotros specialize in preparation your team to quickly and efficiently use Xactimate to maximize insurance supplements. Learn how y'all to give your company the advantage during adjuster negotiations using Xactimate as a tool. In improver to training, we are here to provide continued back up and assist y'all with industry-related bug to keep.
Get contractor content, straight to your inbox
Check your inbox!
Thanks for subscribing! Wait for an email from us to verify your email accost, and we'll let the knowledge menses. 🤙
Okay, got it!
Source: https://companycam.com/blog/3-costly-mistakes-when-submitting-photos-to-insurance-carriers
0 Response to "How to Upload Ccc Estimates for Nationwide Insurance"
Post a Comment